Tracey Cross leads the national financial services team in New Zealand. She has more than 20 years' experience in funds management, superannuation law, corporate governance and financial services regulation. She acts for a wide variety of product providers, supervisors, custodians, administration and investment managers and overseas issuers offering funds into New Zealand.

Tracey's experience includes scheme structure and establishment, compliance, advice on powers, authorities, discretions, services arrangements, and risk management.

She has been involved with KiwiSaver since its inception and has established many of the current KiwiSaver schemes. She actively advises providers and employees on their KiwiSaver obligations and opportunities.

Tracey routinely advises on regulatory compliance and disclosure for funds and trans-Tasman mutual recognition, and has been involved in the establishment of many compliance obligation programs and their successful integration into the business. She also advises providers and advisor groups on compliance and disclosure requirements under the Financial Adviser regime.

She has been at the forefront of the changes introduced by the Financial Markets Conduct Act. In particular, participating in various industry working groups, liaising with the Financial Markets Authority and Ministry of Business, Innovation, and Employment on industry issues, and proactively advising and guiding clients in respect of compliance with the new regime.

Tracey is a regular conference presenter on financial markets issues.