Adam Dubin focuses his practice on advising commercial enterprises, financial technology companies, depository and non-depository financial institutions, and consumer and commercial lenders in a wide variety of regulatory, licensing, and compliance matters.
Adam focuses specific attention on state and federal regulatory issues associated with money movement, with extensive experience advising innovative payment service providers, money services businesses (including money transmitters and providers of prepaid access), and retail merchants on laws relating to money transmission, virtual currencies, and other emerging payment mechanisms. He also routinely counsels businesses that offer various types of credit products regarding licensing and disclosure requirements.
As a Certified Anti-Money Laundering Specialist (ACAMS), Adam uses his knowledge and experience to advise financial service industry clients in structuring their BSA/AML compliance programs.
Mr. Dubin also represents banks and non-bank lenders in day-to-day compliance matters as well as assisting such clients in responding to examination criticisms, regulator inquiries, and enforcement actions. With respect to banking clients specifically, he has experience with chartering and conversions, as well as investor control issues, and product development.
Further, Adam has significant experience in advising companies with respect to consumer financial protection laws, with specific focus on the Truth in Lending Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Consumer Leasing Act, the Real Estate Settlement Procedures Act, the Electronic Fund Transfer Act, federal and state unfair and deceptive acts and practices (UDAP/UDAAP) laws, and federal and state fair lending laws. He has also advised financial services industry clients on compliance issues relating to US Treasury sanction program requirements and privacy and data security matters.
- J.D., American University, Washington College of Law
- B.A., University of Pennsylvania
- DC Bar Pro Bono Honor Roll (2015)
My latest insights
State laws requiring commercial financing providers to provide disclosures and to register...
20 January 2023 .7 minute read