Andrew W. Grant advises on the full spectrum of regulatory compliance matters related to the use of electronic signatures, records and identity management to enable digital transactions (including smart contracts) in the online and mobile environment in compliance with the federal Electronic Signature in Global and National Commerce Act (ESIGN Act) and state adoption of the Uniform Electronic Transactions Act (UETA) across multiple sectors including financial services, insurance, healthcare, retail, real estate and human resources.

Further, Mr. Grant advises financial institutions, such as banks, non-bank lenders, loan servicers, money transmitters, blockchain and digital currency companies, and other related entities on regulatory compliance matters related to consumer financial services. Specifically, Mr. Grant advises both bank and non-bank financial services companies on a wide range of matters including the Truth-in-Lending Act (TILA); the Equal Credit Opportunity Act (ECOA); Unfair, Deceptive, or Abusive Acts or Practices (UDAAP); the Fair Debt Collection Practices Act (FDCPA); the Fair Credit Reporting Act (FCRA); the Consumer Leasing Act (CLA); the Electronic Fund Transfer Act (EFTA); various articles of the Uniform Commercial Code (UCC), including Articles 2A, 3, 4A, and 9; and state money transmitter laws, including their applicability to digital currency companies.

Mr. Grant also advises both bank and non-bank financial services companies (FinTech companies) on regulatory issues involved with structured finance and securitization transactions, including issues related to Madden and True Lender concerns as well as overall regulatory due diligence. Mr. Grant’s practice also including counseling entities on privacy and data security related matters, including compliance with the Gramm-Leach-Bliley Act (GLBA), the California Consumer Protection Act (CCPA), the Telephone Consumer Protection Act (TCPA), and the CAN-SPAM Act.

Mr. Grant has an active pro bono practice, with a particular focus on immigration and asylum matters.