As part of his practice, Andrew regularly:

  • Analyzes electronic signature and record platforms to ensure delivery, presentation, management and execution of electronic signatures and records comply with all applicable laws, regulations and industry standards, including ESIGN, UETA, eNotary laws and Fannie Mae and Freddie Mac eMortgage requirements
  • Advises on compliance with the TCPA, CAN-SPAM and other federal and state laws when communicating with customers
  • Advises on matters involving digital currencies, blockchain technologies and smart contracts
  • Counsels on federal and state law issues related to credit cards, prepaid cards, retail installment plans (RISAs) and other methods of payment, including mobile payments and gift cards, throughout the life-cycle of the product, including the Truth-in-Lending Act (TILA); the Equal Credit Opportunity Act (ECOA); Unfair, Deceptive, or Abusive Acts or Practices (UDAAP); the Fair Debt Collection Practices Act (FDCPA); and the Electronic Fund Transfer Act (EFTA)
  • Evaluates business plans to identify licensing and regulatory requirements and assist clients in securing state licenses necessary to engage in consumer lending and loan brokering