Bethany Krystek focuses on regulatory compliance and licensing matters in the financial services industry, primarily advising financial technology companies, depository and non-depository financial institutions, and national and state-chartered trust companies.

She has experience with national bank de novo charters and charter conversions with the Office of the Comptroller of the Currency (OCC). Bethany also advises financial technology companies, including mobile applications and streaming platforms on various digital assets, including convertible virtual currencies (CVCs) regulated by the Financial Crimes Enforcement Network (FinCEN).

Bethany focuses specific attention on federal regulatory issues associated with anti-money laundering and anti-terrorist financing, with extensive experience advising both banks and non-banks on compliance with the Bank Secrecy Act (BSA), the USA PATRIOT Act, and regulations implemented by the Department of Treasury’s Office of Foreign Assets Control (OFAC).

Leveraging DLA’s unparalleled network, she regularly manages multi-jurisdictional analyses involving money movement, virtual assets, and global banking compliance.