Austin Brown is a trusted advisor to a wide range of financial services companies, guiding them through complex compliance, enforcement, and litigation challenges. He counsels institutions on investigations, enforcement proceedings, class action defense, compliance strategy, product development, regulatory examinations, internal corporate investigations, and transactional diligence.
Austin’s practice spans a variety of issues impacting financial services providers, including unfair, deceptive, or abusive acts or practices (UDAAP); credit reporting (FCRA); debt collection (FDCPA); consumer disclosures (TILA); electronic fund transfers (EFTA); loan servicing; mortgage lending (RESPA, HMDA); Bank Secrecy Act and anti-money laundering compliance; debanking; student lending; and unsecured lending.
He brings extensive experience in emerging areas such as payments, digital assets, and artificial intelligence, helping clients navigate novel regulatory and enforcement risks. Austin has advised institutions on issues ranging from product development, sales and marketing, and banking services, to financial and accounting fraud, contract disputes, pricing and underwriting, credit reporting, and servicing and collection.
In addition to counseling on compliance and risk management systems, Austin defends financial institutions in investigations and enforcement actions brought by the Federal Trade Commission (FTC), the U.S. Department of Justice (DOJ), state attorneys general, and the Consumer Financial Protection Bureau (CFPB). He also regularly represents clients before prudential regulators—including the OCC, FRB, and FDIC—on compliance, examination, and supervisory issues.
