Sophie Lessar focuses on retail financial services. She advises particularly on payment services, banking products, lending and consumer law. Product development, regulatory change and compliance matters and the contractual framework for projects in this space are at the heart of her work in this space.

Sophie works with businesses at the interface between commercial contractual and regulatory considerations when innovative new products are being designed.

She advises on the digitisation of regulated products and the launch of novel products, bringing her regulatory insight to the design of regulated products and contractual structures.

Sophie advises on the contractual frameworks and partnership arrangements for the delivery of regulated products via platforms and co-operation arrangements. She advises on systems and processes implementation for regulated products, including delivery and frameworks for collaborations of this type, as well as ongoing compliance.

Time on secondment to the legal and compliance teams of UK retail banks, global banks and fintech business, is part of Sophie’s first-hand domestic and international experience of launching new products, supporting businesses in the context of an evolving regulatory landscape and managing regulatory risk.

Payment Systems Regulator publishes final report into the supply of card acquiring services

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