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Joana Fragata

Legal Director
About

Joana has experience advising on a broad range of cross-border capital markets transactions, with a focus on securitisation. She also provides advice on the EU and UK regulatory aspects of securitisation transactions across multiple asset classes. Joana is a regular speaker at external securitisation conferences and events.

Professional QualificationsSolicitor-Advocate in England and WalesAdvogado admitted with the Ordem dos Advogados (Portuguese Bar Association)
Education

    EXPERIENCE

    • TSB Bank plc in the establishment of their covered bond programme. *
    • The originator in connection with issuances under a credit card master trust programme. *
    • The sponsor on the acquisition and subsequent public securitisation of a portfolio of assets, including mortgage loans to non-conforming borrowers secured by residential properties in the UK. *
    • The arranger and joint lead managers in the public securitisation of multiple senior commercial real estate loans backed by logistics and retail properties in Italy. *
    • The lender on a warehouse transaction involving esoteric assets. *
    • The joint arrangers, joint bookrunners and joint lead managers on English law aspects in connection with the issuance of asset-backed notes by First Swiss Mobility 2022-1 AG. *
    • A seller of consumer loan receivables on its debut private securitisation. *
    • Telereal on secured bond financings under their whole business securitisation platform. *
    • Centerparcs on a secured bond financing under their whole business securitisation platform. *
    • Prodigy Finance in relation to warehouse financings and corporate secured lending transactions. *
    • On EU and UK securitisation regulation aspects in the context of several transactions. *

    *Denotes experience from a previous firm.

    Languages
    • English
    • Portuguese
    • French
    • Spanish