Morocco,South Africa,Australia,China,Hong Kong SAR China,Japan,Korea,New Zealand,Singapore,Thailand,Austria,Belgium,Czech Republic,Denmark,Finland,France,Germany,Hungary,Ireland,Italy,Luxembourg,Netherlands,Norway,Poland,Portugal,Romania,Slovak Republic,Spain,Sweden,United Kingdom,Argentina,Chile,Mexico,Peru,Bahrain,Oman,Qatar,UAE,Canada,Puerto Rico,United States
Technology is challenging established ways of doing business and creating opportunities for existing market participants and new entrants. Seizing the opportunity requires a nuanced understanding of the risks involved. Our team can provide a full spectrum of fintech legal support.
Technology is redefining the financial services sector and the way businesses interact with clients and customers. Your organization must constantly assess what's next. Should we invest in the latest technology even if it might be disruptive to the industry? You need to lead with the right questions – will this tool diversify our product range, improve efficiencies, help us manage risk more effectively or reach a wider customer base? The answers aren't always clear cut.
Our multidisciplinary team helps a wide range of clients around the world ranging from banks to private equity and venture capital funds, asset managers, broker-dealers, insurance companies, trading platforms and exchanges. We advise tech businesses on raising funding, investors on investing in tech, companies on the use of distributed-ledger technology and the different ways of harnessing innovation while protecting and enhancing technology rights and establishing efficient compliance with applicable law and regulation.
“The team I have worked with at DLA Piper puts great effort into understanding the technical aspects so that they can provide relevant legal advice. This is something that very few attorneys and firms do.”
The Legal 500
We provide the full scope of local and global fintech legal services covering both day-to-day and highly complex matters. From financing to corporate, data and technology, IP, exit strategies and regulation – we advise with your broader business goals in mind. With TOKO, our digital asset creation engine, we help build technology delivery solutions and digital assets.
We have vast experience in the payments services market, representing organizations throughout the value chain, including banks, payment services providers, card scheme operations, merchants, acquirers, and other technology providers.
We also handle trading and clearing, investment, lending, financial information services, and insurance and in particular how these sectors are affected by developing technologies such as blockchain, AI and machine learning and robotics technology.
Advising a major payment services provider (PSP) on its contract documentation with international mobile network operators (MNOs) and corridor providers, enabling the PSP's customers to make international money transfers via SMS to MNO customers.
Working with digital asset exchange operator Archax Limited to develop an institutional market for digital securities, including establishing the first regulated digital multilateral trading facility (MTF) and providing ongoing regulatory compliance and transactional support. Archax became the first digital securities exchange and custodian authorized by the UK Financial Conduct Authority (FCA).
Advising a developer of a multi-signature secure digital wallet offering various services for businesses using digital currency to keep bitcoin secure from theft and loss.
Advising a major global bank on its licensing of and investment in companies developing secure ledger and secure transaction services using blockchain technology.
Structuring a USD20 million token offering for a real estate developer to finance a Hong Kong hotel renovation. This involved DLA Piper assembling a consortium of service providers and leading dialogue with the SFC.
Advised a leading global online gaming platform on the launch of a digital stored-value product and virtual in-game currency, including regulatory analysis under Singapore and Hong Kong payment services regimes and assessment of digital payment token considerations.
Assisting a major cryptocurrency exchange (one of the largest bitcoin exchanges in the world) on structuring its expansion into a number of jurisdictions in the Asia Pacific region.
Advising a UK retail bank on the rollout of a novel, bespoke automated treasury services platform it developed to deliver hedging services to its customers. The services include loan modeling, live pricing and booking, management information capture, and debt pool analysis for originators of residential mortgages, credit cards, corporate loans, SME loans and other debt pools that require hedging.
Advising Global Payments on its acquisitions of Ezidebit for AUD305 million and eWAY Payments Pty Ltd for AUD75 million, as well as its acquisitions of SaaS provider Sentral and eDebit.
Advising buy now, pay later (BNPL) provider Zilch on its USD110 million (GBP80 million) debt and equity fundraising from a leading global alternative asset manager's private credit team and DMG Ventures, the investment arm of Daily Mail & General Trust.
Advising fintech GoHenry Limited on its acquisition by California-based Acorns Grow Incorporated. GoHenry provides prepaid debit cards and financial education for 6- to 18-year-olds, with operations spanning the UK, Europe and the US.
Advising OneSource Virtual Trust Bank, NA, the first national bank chartered by the Office of the Comptroller of the Currency (OCC) under the current administration. As a trust bank, OneSource manages billions of dollars in trust assets for clients of its publicly traded parent's payroll and human capital management services.
Advising FundBank, NA, a newly formed, technology-enabled bank serving hedge funds and private equity funds globally, on securing a new national bank charter from the OCC, including compliance with the Bank Secrecy Act and anti-money laundering regulations. FundBank received one of only two new national bank charters granted in 2024.
Advising Figure Technologies on the development, regulatory framework and contracts for a blockchain-based eVault platform that records, holds and transfers digital home equity lines of credit (HELOCs). The team also advised on applying Article 8 of the Uniform Commercial Code (UCC) to Figure's crypto-backed loan program.
Advised London Stock Exchange Group (LSEG) on a long-term strategic partnership with a leading global technology company, encompassing cloud transformation initiatives and a strategic equity investment.
Advising Westpac on its investment in Akahu Technologies Limited, a consumer data-sharing platform at the forefront of open banking in New Zealand.
Perspectives to support your strategy
Get a clear view on how economic and policy decisions are reshaping financial services strategy the industry today.
Watch our video featuring DLA Piper’s Global Financial Services leaders alongside former United States Ambassador Marc Grossman, Vice Chair of The Cohen Group, as they unpack the forces redefining financial services today – from geopolitical shifts to regulatory changes and artificial intelligence (AI) adoption.
